Workers' compensation is a state-mandated insurance program that provides compensation to employees who suffer job-related injuries and illnesses. Although Texas does not mandate Workers’ Compensation coverage, it is highly recommended that businesses have this coverage in the event of a claim being filed by an employee.
In general, an employee with a work-related illness or injury can get workers' compensation benefits regardless of who was at fault -- the employee, the employer, a coworker, a customer, or some other third party. In exchange for these guaranteed benefits, employees usually do not have the right to sue the employer in court for damages for those injuries.
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